Cliff and Carol had a desire to create additional retirement income and to leave a charitable gift to their church. They chose to participate in a Pooled Income Fund (PIF) where their money would be pooled and invested together with others. They invested $50,000 in appreciated stock. Learn how Cliff and Carol eliminated taxes while receiving a life income and charitable donation options.

David held stock worth $10 million, with a zero basis. He was surprised to learn that he could face capital gains taxes of more than $3 million if he were to sell the stock. David's advisor told him of a creative way to transfer his wealth while avoiding capital gains taxes with a Pooled Income Fund. Learn how David realized a net zero tax advantage and provided financial blessings for his family and church.

Dave and Carrie Fletcher, both age 72, have owned and operated a dairy farm for 40 years. Anticipating retirement, they plan to increase their cash flow by selling a parcel of land they rent to a friend. The Fletchers bought this parcel 10 years ago for $65,000, and it is currently worth $250,000. While meeting with their financial planner, she explains that the Fletchers will pay $36,000 in capital gains tax. Learn how the Fletchers saved on taxes and maintained their desired retirement lifestyle.