Jim and Jenny Gold, both age 68, own a second home in Michigan that they no longer use. With their children now married, the Golds now rarely use it and it sits empty much of the year. They bought the home twenty years ago for $150,000 and it has now appreciated to $1,000,000. They had considered selling the home but shied away because of the $164,000 capital gain tax. Learn how a NIMCRUT provided tax-savings, life income and charitable donations.

Dan and Shannon were deeply invested in the ministry of their Church. As they looked toward retirement they discovered they would need additional income to achieve their retirement goal of maintaining their current lifestyle in light of rising inflation. Learn how Dan and Shannon used a Charitable Gift Annuity to ease the impacts inflationary economic times.

Richard and Kathy Bates, age 70 and 69, respectively, want to retire and spend more time traveling. To meet these goals, they decide to sell an apartment building they purchased 20 years ago for $2,000,000, which was recently appraised for $6,000,000. After claiming $750,000 of depreciation, their current basis is $1,250,000. They are concerned about the effect of capital gain tax on the remaining $4,750,000, which they think would leave them with only $5,107,000 to invest toward their retirement and travel goals. Learn how Richard and Kathy avoided capital gains tax and received a life income.

Cliff and Carol had a desire to create additional retirement income and to leave a charitable gift to their church. They chose to participate in a Pooled Income Fund (PIF) where their money would be pooled and invested together with others. They invested $50,000 in appreciated stock. Learn how Cliff and Carol eliminated taxes while receiving a life income and charitable donation options.

David held stock worth $10 million, with a zero basis. He was surprised to learn that he could face capital gains taxes of more than $3 million if he were to sell the stock. David's advisor told him of a creative way to transfer his wealth while avoiding capital gains taxes with a Pooled Income Fund. Learn how David realized a net zero tax advantage and provided financial blessings for his family and church.

Dave and Carrie Fletcher, both age 72, have owned and operated a dairy farm for 40 years. Anticipating retirement, they plan to increase their cash flow by selling a parcel of land they rent to a friend. The Fletchers bought this parcel 10 years ago for $65,000, and it is currently worth $250,000. While meeting with their financial planner, she explains that the Fletchers will pay $36,000 in capital gains tax. Learn how the Fletchers saved on taxes and maintained their desired retirement lifestyle.

Having been successful in business, and with no heirs to their estate, Doug and Beth began a season of prayer regarding their estate plan. One of the decisions they made as they planned for retirement was to gift their home to the church. Learn how a using a Retained Life Interest Gift can help eliminate capital gains taxes and provide more for charitable causes.